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Toxic molds have been causing serious health conditions in humans for hundreds of years. These dangerous types of mold can exist in damp environments in our home or workplace without us ever knowing it. In the last ten years, there have been many reports of toxic molds causing serious and even fatal consequences for infants and sensitized individuals.

• In May, the Delaware Supreme Court upheld a $1.04 million award to two women whose landlord failed to address leaks and mold problems in their apartments, resulting in asthma attacks and other health problems. New Haverford Partnership v. Stroot, 2001 Del. Lexis 201 (May 7, 2001).

• In December, a homeowner settled a mold-related bad-faith lawsuit against his insurer, during trial, for $1.5 million. Blum v. Chubb Custom Insurance Co., No. 99-3563 (Nueces Co., Texas, Dist. Ct.).

• In October, a homeowners group settled, for $1.3 million, toxic mold claims against builders and contractors. Club at Wood Ranch v. Roberts Group, No. 21522 (Ventura Co., Cal., Super. Ct.).

• Last year, a federal jury in California awarded $18 million -- all but $500,000 of that amount in punitive damages -- to a homeowner against an insurer that declined coverage for mold damage. The trial judge reduced the award to $3 million; the case is on appeal. Anderson v. Allstate Insurance Co., No. 00-907 (E.D. Cal.).

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